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Home and Commercial Loan Lender

A Division of Brazos National Bank!, Dream Home Mortgage has been a trusted name in the industry since October 1998. Based in Plano, TX, and licensed in all 50 states, we have helped thousands achieve their American dream home mortgage. With over 28 years of experience, our Dallas mortgage brokers understand the highs and lows of the real estate market and remain committed to providing clients with personalized, reliable, and stress-free home loan solutions.

Most of our business comes from referrals, radio, print advertising, and social media, proving that transparent communication and client trust set us apart. CEO Hussein Panjwani , a senior mortgage consultant, also hosts a popular talk show every Saturday at 3 PM on 104.9 F.M, a leading Indian Radio Channel in Dallas.

From VA loans to refinancing options, from jumbo programs to 15-year terms, Dream Home Mortgage is more than just a Dallas mortgage company — we are a nationwide partner committed to timely closings and stress-free service. Our Plano-based mortgage brokers ensure that every client gets the right program, competitive rates, and a smooth path to homeownership.

Our Best Loan Programs

First time Home Buyers Program

First Time Home
Buyers

Self Employed Loans with No Tax returns

Self Employed Loans
with No Tax returns

Conventional Loans

Cash out
Mortgage Refinance

Adjustable Rate Mortgage (ARM)

Adjustable Rate
Mortgage

VA Loans

VA Loans

Bad Credit Loan

Bad Credit loans

Jumbo Loans

Commercial Loans

FHA Loan

FHA Loan

View All Loan Programs
First Time Home Buyer Programs in Texas

Homebuyers

We will help you find the right financing solutions to meet your needs.

Tailored financing solutions, just for you.

Become a Homeowner
Current Mortgage Interest Rates

Today's Rates

We homeowners determine the right time to purchase or to refinance.

Homeownership made easier, smarter decisions.

Lock Interest Rate
Refinance Your Home Loan

Refinance

We can help you lower your interest rate and lower your monthly payment.

Lower rate, lower monthly payments, guaranteed.

Seal The Deal
Speak With a Mortgage Expert

Ask an Expert

If you have any mortgage related questions, we have the answers.

Mortgage questions? We've got you covered.

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Dream Home Mortgage

"We are Approved in 50 states!!!!"

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Rental Property Investor Loans

Qualify for a Mortgage
Using Rental Income

DSCR loans are designed for real estate investors who want to buy, refinance, or cash out rental properties without relying mainly on personal income documents.

  • Qualify based on rental property cash flow
  • No W-2s or tax returns required in many cases
  • Great for rental homes, investment properties, and Airbnb-style income
Check DSCR Loan Options

DSCR Loan
Snapshot

Monthly Rent
$3,200
Estimated Payment
$2,450
Property Cash Flow
Positive
Rental income may help you qualify
Investment Property

What Sets Us Apart from Other Mortgage Brokers?

The success of Dream Home Mortgage comes from personal involvement in every loan. As one of the best mortgage companies in Dallas and licensed in all 50 states, our team works directly with processors and trusted Dallas mortgage lenders to ensure every home loan closes on time and remains stress-free for our clients.

Our expert mortgage brokers in Plano TX are available before, during, and after closing to answer questions and provide guidance. Clients rely on us for transparent service, competitive mortgage rates, and home mortgage loans designed to fit their unique needs.

We stand out among Dallas mortgage brokers with our rate lock renegotiation policy. If mortgage rates go down by 25% or more after you’ve locked, we relock your loan. If rates rise, you’re protected with your original lock. This proactive approach minimizes risk and ensures the best value, whether for a Texas mortgage refinance or a new home purchase.

Partnering with top mortgage companies in DFW, we deliver unmatched service and nationwide reach. From mortgage refinance in Dallas Texas to jumbo, VA, and first-time homebuyer programs, our clients always receive personalized solutions that support their American dream home mortgage.

Located in Plano, TX, we proudly serve clients across the U.S. You can book a free one-on-one consultation through Calendly.com with one of our loan officers, or call us directly at (972) 245-5626 for immediate assistance.

With over 27 years of experience, Dream Home Mortgage continues to be a trusted Dallas mortgage company that values transparency, expertise, and lasting client relationships.

Commercial Loans in Texas

What are you waiting for

Getting started is easy. We offer very competitive rates. have great service, and always close in time.

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What Our Clients Say

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Mortgage insights

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FAQs

  • Pre-qualification is a quick review based on information you provide about your income, assets, and credit. Prequalify Now!

  • Pre-approval is more detailed: Dream Home Mortgage reviews your documents, pulls your credit, and issues a verified letter. This shows sellers you’re a serious buyer and can help close faster

Yes. Dream Home Mortgage is licensed in all 50 states, so you can get a home loan anywhere in the USA. Start Your online application now!

Dream Home Mortgage provides more than 20 loan options, including:

For FHA loans, a credit score of 580+ allows you to qualify with just 3.5% down. Borrowers with scores between 500–579 may still qualify but need a 10% down payment. Conventional loans typically require a 620+ FICO. Dream Home Mortgage also offers flexible programs for self-employed borrowers or those rebuilding credit.

Yes. Dream Home Mortgage offers FHA, VA, and flexible loan programs for borrowers with low credit scores.

Yes. H1-B holders can buy homes and get mortgages. Working with the best mortgage lenders for first-time buyers makes the process easier. Read More!

Dream Home Mortgage (DHM), one of the top Texas mortgage brokers, combines deep local market knowledge with access to multiple lenders. We help homeowners find the best refinance rates, simplify the process, and maximize savings, making refinancing smooth and stress-free. Refinance Now!

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