If you’re reading this, chances are you are buying a dream home or looking for a Mortgage loan. Well, you’ve come to the right place. 
Dream Home Mortgage & Realty is one stop shop and our focus is on getting you the right home and the right loan to fit your situation. Home Buying is a big commitment and you need an experienced professional guiding you through the process, answering your questions so that you’ll know with confidence that you made the right choice
REFINANCE NOW!!! With New Home Affordable Refinance
According the President Obama the goal of the Home Affordable Refinance is to "provide access to low-cost refinancing for responsible homeowners suffering from falling home prices."
Borrower Who Can Qualify:
1. Refinance must be a Fannie Mae loan to a Fannie Mae loan
2. Allow up to 105% LTV ( No maximum CLTV ) 
3. No minimum credit score
4. May not require a full appraisal
5. All property types permitted
6. All occupancy types permitted (owner occupied, 2nd hom, Investment properties)
7. No seasoning required
8. No limit to the amount of mortgages
9. Limted income documentation ( 1 current paystub and a verbal VOE) Self - employed (1 yrs tax return)
What does our commitment to personal service mean to you? It means that we focus on you and your goals. Anyone can line up a great looking rate for you but we take the time to show you all the other "gotchas" that can overshadow any teaser rate. We believe in our motto"Remember We Don't Just Promise We Deliver"
Not sure if you can afford your dream house? We have many flexible loan programs that can put you into your new home easier than you might expect. Is the down payment a stumbling block? Some of our programs not only don’t require a down payment, but cover some of your closing costs as well. We offer No Down Payment Programs. You can actually be in your dream home with $0 out of pocket costs. You don't believe us then give us a call. Let us help you find you a DREAM HOME!!!
Have questions about your credit? We can help you understand the effects of your past credit while showing you how to strengthen your present and future. Our network of mortgage wholesalers enables us to find you a lender who is most understanding of your situation. Have great credit? Our lenders reward your good credit with great rates.
Most any situation. Whether you are looking for a new home, wanting to refinance or just interested in tapping into your current home equity, we can help you. Call us now at 972.245.5626 or Contact Us online. We’ll show you how quick and easy it is to get started.
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